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Examining the types of power of attorney

You might be prepared to face any potential challenge in Columbus, except the thought of your own mortality. It is for this reason that you may have put off your estate planning. Several of those that come to see us here at The Law Offices of Saia & Piatt Inc. think that estate planning only involves them preparing a will or trust instrument to deal with their assets upon their deaths. Like them, you may be surprised to learn that another major component of estate planning is preparing for those times when you may (for whatever reason) simply need the added assistance of others. 

Thus comes the need for you to consider giving another power of attorney. Many view power of attorney as you giving up your decision-making privileges. In reality, it is not quite as drastic as that. Power of attorney simply allows a designated person to act on your behalf in important situations regarding your healthcare, finances and general well-being. 

Not only do you have complete control over who you choose to have power of attorney, but you also can determine how it is enacted. Per the American Association of Retired Persons, durable power of attorney is immediately granted once singed, even if you are still fully capable of acting for yourself. Springing power of attorney, on the other hand, only begins upon a predesignated event, such as your incapacitation. You can also choose the extent to which your grant power of attorney. General power of attorney grants full decision-making privileges to the party you designate, whereas limited power of attorney only grants certain rights. You can also choose to grant healthcare power of attorney, which only allows one to make decisions regarding your personal care. 

More information on estate planning matters can be found here on our site. 

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